COVERED + TOTAL EXPERT

Covered brings homeowners insurance into Total Expert

Covered embeds homeowners insurance directly into Total Expert Journeys so borrowers can shop, compare, and bind policies through a simple one-click experience. The partnership combines a curated carrier marketplace, a U.S.-based mortgage-specialized agency, and lender-tailored workflows to simplify insurance from first application through servicing touchpoints.
How It works

Covered + Total Expert

Through this Expert Partner Network integration, lenders can embed insurance experiences directly into Total Expert Journeys, making it easy for borrowers to explore coverage options at key moments such as origination, refinance, or annual review. Borrowers can compare personalized quotes from top national and regional carriers with a single click, while curated marketplace options help ensure access to affordable coverage.

The solution is designed to fit seamlessly into lender workflows, with configurable content, co-branding opportunities for retention and anniversary campaigns, and built-in compliance features to capture borrower consent where required. With mortgage-specialized, U.S.-based agency support and a fast activation path, lenders can quickly connect, customize, test, and launch to enhance the borrower experience.
Covered + Total Expert

Additional  Resources

Browse additional resources related to the Expert Partner Network integration between Covered and Total Expert.
Rethinking Homeowners’ Insurance: Turning a Closing Requirement into a Strategic Advantage for Lender
We sat down with Ross Diedrich, CEO of Covered—a partner in our Expert Partner Network—to explore a growing challenge and opportunity facing mortgage lenders today: homeowners’ insurance.
BENEFITS FOR CUSTOMERS

Covered Use Cases

  • Origination insurance education Journey
  • Mortgage application triggered insurance outreach
  • Full application triggered insurance outreach
  • One-click policy shopping emails
  • Insurance collection and documentation support
  • LO notification when coverage is bound
  • Refinance savings discovery Journeys
  • Annual insurance renewal review campaigns
  • Loan anniversary co-branded insurance campaigns
  • Servicing outreach to reduce escrow shock calls
  • Borrower retention via insurance savings opportunities
4.5 stars
132+ reviews

Learn more about the Covered & Total Expert integration

Ready to take the next step? Complete the form and a member of the team will be in contact.