Marketing Automation

How to Take Advantage of Zillow’s Web Traffic

5 mins read
September 6, 2016
By
Total Expert

Zillow is among the biggest consumer portals in the business. More than half of home buyers and renters flock to the website when entering the market. That makes it one of the first points of contact for many.

That can be a great asset to agents and lenders.

We’re writing guides to the consumer portals to help you. In our last article, we talked about Zillow from a high level and shared stories about professionals who make the platform work for them.

Here, we’re talking about bringing in leads through Zillow.

How to Get Started On Zillow

In general, there are a few ways to bring in leads. Your reviews and referrals can do the legwork, or you can advertise. Or, do both.

Zillow’s advertising program turns real estate professionals into “Premier Agents.” This gives you a spot on property pages and search areas.

Lenders have specific platforms on Zillow too, giving them a place to show consumers mortgage rates. Zillow named the advertising programs for lenders Long Form and Custom Quotes.

Custom Quotes is for bigger lending companies.

“We regularly receive positive feedback about lead quality from our lenders who advertise on Long Form,” Zillow wrote on their website. “On average, our participating lenders report 5-10% conversion rates from contact to funded loan.”

Some advertising programs are set up on a variable cost-per-contact basis. Zillow takes loan prices and types into account when deciding the total cost. You also need to make an up-front deposit. But, that might be worth it.

These platforms give you the chance to target your preferred audience.

“We connect you with prospects so you can spend less time finding leads and more time connecting with them,” Zillow wrote.

Purchase leads are the most popular type coming through the network, but Zillow said there are a variety of shoppers.

What’s nice is that you’ll receive leads from both Zillow and Trulia. In a simple sense, that’s like doubling your efforts and it doesn’t cost more.

Some of the agents featured on the company’s website say they attribute half of their sales back to Zillow. Increasing sales and attracting clients are common themes in the Zillow testimonials.

But, looking away from spending thousands on advertising, you don’t have to drop a penny to advertise on Zillow.

Bringing in Leads, Meeting New Partners

Word-of-mouth recommendations can come through as an inexpensive and powerful advertising method. So can having a strong profile and staying active on the platform.

Zillow’s main case study showcases Premier Agent Chris Morrison. Morrison started using Zillow to boost client awareness by setting up a free profile.

He became active on the site, on the forums in particular. Morrison passed this strategy to his team. Not long after, they saw leads increase in a big way.

“So I taught my team to be active on Zillow and the leads started to flow in — in fact, we had 16 leads in a single day,” he said on Zillow’s website.

The company said Morrison updates his profile weekly. Clients come to him and his team because they found them through Zillow.

This story sounds just like the “Zillow Queens” story.

Like social media platforms, Zillow is a key player in the game.

Consumers want to see who’s in business and what’s for sale. Lenders go to Zillow to scout out who’s doing business well. The same goes for agents.

Here’s how to find that out.

From the home page, hover your mouse over “Mortgages.” Follow the drop down to the far right to the resources section. You’ll see a directory for lenders. You can also “Find an Agent.”

Arriving here, you get a search section to narrow your findings to a specific area. Depending on what’s important to you – most active, houses sold, etc. – you can search by those guidelines too. Once you hit search, a reel of professionals appears.

Click on the best first impression you found and read about the individual, or the whole team if you can.

Going into an agent’s or a lender’s profile, you get their background and basic information on them. You can also read reviews on them and more. Profiles can be extensive, and a great way to start the partnering process.

To get stacked at the top of the list, you need high ratings, positive consumer reviews, and a steady stream of business. This type of exposure can make a difference in your business like it has for Morrison. But, like building a following on social media or carving out your piece of the market, it’s going to take time. Remember that.

An easy way to get started is to ask current and past clients to summarize their experience on Zillow. The request could be in person, through email, or add it to your digital and print marketing material.

Not everybody takes the time to write a review. Although, the more people that do, the higher you rank, which creates something of a chain reaction:

The more reviews you get, the higher you rank; the higher you rank, the more potential of attracting business and partners.

It’s also a way to improve your business. You should read the reviews.

Try to see things from the consumer’s point of view. If the rating is at 100 percent, that’s fantastic. If it’s 99 percent, there is room for improvement.

Keep Your Zillow Profile Tip-Top

From this standpoint alone, you can see how much an individual uses the platform.

Keeping your profile fresh and up to date helps grow your network and your business. Here’s how to keep your profile tip-top:

The company offers users many resources, including websites with themes that are SEO optimized. There is also a resource library that’s stacked with content specific to different types of professionals.

Much of the focus is on homes when it comes to Zillow, but the company understands what some of the pain points are.

“Differentiating yourself is key to building your brand, establishing yourself as a local expert and influencing consumers to contact you over another agent,” Zillow wrote.

SHARP is Zillow’s motto for strong profiles. The acronym stands for sales, headshot, advertising markets, reviews, and your professional bio.

“Reviews have arguably the largest impact on your profile effectiveness,” Zillow wrote.

We agree. Word-of-mouth referrals make up the lion’s share of an agent’s or a lender’s business. Sometimes, it’s their lifeline.

In Short

Agents and lenders use Zillow to generate leads in two ways: referrals and advertising.

Advertising gives you great exposure, given that about 51 percent of home buyers and renters visit the website. But, if you’re active on Zillow, you don’t have to spend money to take advantage of that.

By setting up a free profile and encouraging your clients to post reviews, you can attract a lot of business. With that in mind, you might want to consider adding Zillow to your marketing strategy.

Follow our blog for more information on Zillow and other consumer portals.

Resources

Related posts

Mortgage

Smaller Lenders, Bigger Impact: Using Data to Deepen Personal Relationships

mins read
Read more

Forming authentic relationships has always been the competitive edge for smaller lenders. And as the FinServ world has become more tech-driven and digital-first, credit unions and community banks have only leaned further into this powerful differentiator. But we’re seeing an interesting trend among some of the most successful small- to mid-market lenders: They’re recognizing that tech-enabled engagement is no longer mutually exclusive to genuine human connections. They’ve created powerful data-driven strategies that make it easier for them to build good, old-fashioned personal relationships.

These forward-thinking lenders are realizing that their smaller size is actually an advantage in implementing “big data” tools and strategies. We’re seeing credit unions and community banks deploy Total Expert Customer Intelligence in a matter of weeks and start realizing value in as little as 90 days, building a loyalty- and revenue-generating engine that fuels itself.

But how are they doing it in a financial landscape where consumers have more choices and competitors aren’t just in the building across the street?

Even close borrower relationships are growing more complex

Small- to mid-market lenders have been historically hesitant to embrace tech-powered, data-driven strategies because there was a concern that it would dehumanize their connections with borrowers. Which is understandable as community banks and credit unions have built their brands and their reputations on their ability to forge honest, transparent relationships—getting to know their customers and members in ways bigger lenders could only dream of.

But even those 1:1 borrower connections are now digital-first, multi-channel relationships. Those increasingly complex relationships involve exponentially more data, information, preferences, and intent signals. A common concern we hear among smaller lenders runs along the lines of, “We don’t have enough data for a ‘Big Data’ strategy.” But the truth is that even the smallest credit unions and community banks are swimming (and sometimes drowning) in a pool of tremendously valuable data.

Borrowers expect to feel “known” across every channel; they want the same feeling of 1:1 personalization at every touchpoint. And it’s becoming a genuine challenge for smaller lenders to juggle all the information and orchestrate these hyper-personalized omnichannel experiences.

Using Customer Intelligence + marketing automation to enhance personal borrower relationships

More and more credit unions and community banks are turning to data-driven, tech-enabled strategies to complement—not replace—their personal relationships with borrowers. We’ve seen smaller lenders have tremendous success with Customer Intelligence and our dynamic, automated Journeys because they:

  • Surface intent signals in real time: Customer Intelligence surfaces critical intent signals as they happen, giving LOs the superpower of knowing what borrowers and homeowners need when they need it.
  • Highlight life events as critical engagement opportunities: Customer Intelligence helps smaller lenders go beyond traditional intent signals, recognizing key life events or milestones (graduating, getting married, starting a family, changing careers, retiring, etc.) that signal shifting financial goals and new borrowing needs. This gives your LOs natural opportunities to reach out with helpful, personalized guidance.
  • Enable personalized outreach at scale and speed: Credit unions and community banks are using Total Expert Journeys and other automation capabilities to help their LOs stay on top of all of these valuable Customer Intelligence signals. Built-in triggers and automated Journeys enable LOs to magically engage at just the right time—across their full roster of customers and prospects.

Smaller lenders are leveraging Total Expert’s digital toolset to help them show up for borrowers when it matters most—across every and all channels—to give them the feeling they want most: a trusted financial advisor who understands their financial needs and goals, providing proactive support and guidance to help deliver the best possible outcome.

Measuring time-to-value in weeks, not years

Another major misconception among credit unions and community banks is that they don’t have the resources to manage this kind of automated, Customer Intelligence-powered strategy.  

It’s true that smaller lenders likely don’t have large internal teams of data analysts (if any). But Total Expert has led the charge in democratizing access to leading-edge data analytics tools and capabilities. We’ve designed Customer Intelligence and Journeys to be easy to deploy and quick and intuitive to set up.

The smaller size of most credit unions and community banks works to their advantage here. We consistently see these customers go live and start seeing measurable value with Customer Intelligence in as little as eight weeks because they’re able to implement, build, test, and launch faster than larger lenders that have more layers of reviews and approvals.

Smaller lenders driving big value: Customer Intelligence case studies

Dart Bank

  • Customer Intelligence in action: Dart Bank uses Customer Intelligence to surface life events and intent signals in real time, enabling LOs to engage members with proactive, personalized support across channels.
  • Driving measurable value: In just six months, Dart Bank drove an additional $48 million in funded loans—all by connecting with borrowers at the right moments of opportunity.

Tucson Federal Credit Union (TFCU)

  • Customer Intelligence in action: TFCU adopted Total Expert Journeys + Customer Intelligence to automate workflows, unify member data, and personalize communications; reducing manual work (e.g., uploading data daily) and streamlining email campaigns.
  • Driving measurable value: Open rates now exceed industry benchmarks (25–26%), and click‐through rates have improved. Campaign build times dropped from weeks to minutes.

Family Savings Credit Union

  • Customer Intelligence in action: Family Savings Credit Union moved from generic, outsourced marketing to using Total Expert Journeys, personalized messaging across channels, and better data visibility internally (bringing together core banking data, email, etc.), enabling them to send more strategic and relevant communications.
  • Driving measurable value: By acting on these insights, Family Savings Credit Union has increased retention and preserved the strong member relationships that fuel long-term success.

Horicon Bank

  • Customer Intelligence in action: Horicon created a Data Insights department, deployed Total Expert for centralized CRM/marketing automation, enabling more intentional targeting and personalized communications, letting staff have visibility into customer behavior across branches and channels.
  • Driving measurable value: The bank is now orchestrating timely, personalized borrower outreach at scale—transforming digital signals into relationship-building opportunities that strengthen loyalty.

Tech- and data-driven strategies have proven over and over that they have the ability to help deepen personal relationships for smaller credit unions and community banks. Our customers are proving that size doesn’t have to be a barrier. It can be an advantage that allows organizations to move quickly, leverage powerful tools like Customer Intelligence, and deliver authentic, personalized experiences at scale.

Learn more about Customer Intelligence and how it can drive consistent growth by enhancing your member and customer relationships.

Partner Ecosystem

[Dark Matter] Unlocking the Mortgage Ecosystem

mins read
Read more

Total Expert’s Director of Product Integrations and Innovation, Mike Russell, recently joined Dark Matter Technologies’ Product Evangelist, Craig Rebmann, for an episode of Spotlight Backstage. Their conversation went behind the scenes of the mortgage ecosystem to show how lenders can drive real results by connecting the right people, processes, and technology to create a network of partners and integrations that streamline operations and create better borrower experiences.

From insights on how lenders are optimizing the technology they already use and adopting best practices to finding new ways to improve efficiency without sacrificing service, the key theme was clear: success comes from building a connected ecosystem where your tools talk to each other and your teams have the right support. If you want to see what’s possible when technology and partnerships align, this is the perfect place to start.

Catch the full conversation on Dark Matter Technologies' website >

Unlocking the Mortgage Ecosystem

Lending

Navigating the HPPA Shift: Why It’s a Win for Lenders Who Put Customers First

mins read
Read more

Change is the one constant in financial services, but the way we respond to it separates the leaders from the pack. The newly signed Homebuyer Privacy Protection Act (HPPA)—taking effect in March 2026—is a shift in how lenders can access and use consumer credit data. However, while some may view this as another regulatory headache, the reality is far more encouraging: it’s an opportunity to raise the bar on trust, transparency, and customer experience.  It’s another validation of our “Customer for Life” strategy.

This isn’t about dodging restrictions. It’s about recognizing that the playbook for winning customers is evolving—and those who embrace that evolution will come out stronger.

What’s changing?

Under the HPPA, credit bureaus can no longer sell a consumer’s credit file unless the lender meets one of a few narrow conditions:

  • Originated the consumer's current mortgage
  • Service the consumer's current mortgage
  • Obtained clear, documented consent from the consumer
  • As a bank or credit union, maintain an active account for that consumer

There’s even a GAO study on the way, examining how trigger-lead solicitations via text messaging impact consumers—a clear sign regulators are watching the fine line between engagement and harassment.

For lenders who have long relied on trigger leads, this represents a fundamental shift. But for institutions that have invested in building relationships the right way, this is good news.

What this means for lenders

The HPPA shuts the door on spray-and-pray solicitation tactics. But it opens the door wider for lenders who want to compete on trust and relationship strength. Specifically, it creates new opportunities to:

  • Deepen existing customer relationships with proactive, personalized engagement.
  • Capture consent earlier in the journey, before borrowers get lost in a flood of noise.
  • Differentiate in a less crowded, more consumer-friendly marketplace where trust is a true competitive advantage.

The lenders who lean in here will win—not because they shouted the loudest, but because they earned the right to stay connected.

Why this isn’t just another regulatory headache

Consumers have been saying it for years: the barrage of calls, texts, and emails after a mortgage application is exhausting. Some borrowers receive 100+ solicitations within 24 hours. That doesn’t build confidence—it erodes it. And we know this is not how our TE customers run their business.

HPPA represents a rare alignment of regulators, consumer advocates, and lenders themselves. It clears away predatory noise, improves the homebuying experience, and rewards lenders who put relationships at the center of their strategy.

As our Founder & CEO Joe Welu often reminds us, “Trust is the currency of modern financial services.” This law is an accelerant for lenders who understand that principle.

How we're going to help you thrive in a post-HPPA world

We’re not sitting on the sidelines waiting to see how this plays out. Our platform was purpose-built to help lenders engage customers in a way that’s personal, compliant, and built to last. Here’s how we’re making sure you’re ready for March 2026:

  • Proactive guidance: Our mortgage and tech experts are already helping lenders adjust monitoring practices, so they stay compliant without losing momentum.
  • Expand Customer Intelligence: We’re finalizing new capabilities to drive increased awareness and enrichment of your relationships, including expanding CI to all three bureaus, and streamlining our credit improvement alert.
  • Investments in consent: Upgraded features coming soon to capture and respect consumer consent in clear, frictionless ways—including through our ecosystem partnerships.

This isn’t a band-aid or a reaction; it’s an evolution of how modern lenders build sustainable engagement to develop customers for life.

Bottom line: this isn’t a roadblock—it’s an opportunity

Every regulatory change comes with friction. But HPPA isn’t just about compliance—it’s about clarity. It’s about stripping away noise and giving lenders who prioritize relationships a stage to shine.

The lenders who thrive in this new environment won’t be the ones chasing trigger leads. They’ll be the ones investing in trusted, personalized engagement—from first touch through every financial milestone.

And that’s exactly what Total Expert was built to help you do: navigate the shifts, build lifelong trust, and continue winning customers for life.

See Total Expert
in action

Create sustainable growth and increase loyalty with a customer engagement platform that’s purpose-built for financial institutions.
Schedule a demo